Is IPS Cash Legit? What the Public Record Shows

A postcard lands in your mailbox, or a commercial comes on TV, and it offers cash for your house with no repairs. Your first thought is a fair one. Is this a real company, or a way to get a house cheap? When people search IPS Cash legit, they're usually asking that exact question.

You don't have to take anyone's word for it, including the company's. Much of what matters sits in public records you can open yourself. Here's what those records show about IPS Cash, and what they don't.

The Short Answer

Yes, IPS Cash is a real, established business. It has a physical office in Nashua, a named owner, a BBB file going back several years and a long trail of reviews from people who sold to it. That doesn't mean every sale goes perfectly, since some sellers describe a price that dropped or a sale that fell through. You should know how to protect yourself before you sign. Both halves of that answer are below.

A Real Company at a Real Address

IPS Cash is the business name of Inherited Property Solutions LLC. The BBB lists it as a limited liability company with Inherited Property Solutions LLC as its alternate name. The office is at 21 Temple Street in Nashua, and the BBB shows that same address.

Joe Theriault owns the company and serves as its CEO. The BBB lists him as owner and as the main contact. He's a real estate investor and landlord who lives in Nashua, per the company's site. Today his staff, not Joe, meets with sellers and runs each sale.

You can also check the LLC through the New Hampshire Secretary of State's QuickStart business search. It's free, and it takes a minute.

What It Does

IPS Cash buys houses, condos, townhomes, duplexes, two-family homes, land and mobile homes across New Hampshire, with most of its work in Hillsborough, Rockingham and Merrimack counties. It also buys in eastern and central Massachusetts and southern Maine. The company began by buying inherited houses from families, which is where the Inherited Property Solutions name comes from.

What the BBB Profile Shows

The BBB gives IPS Cash its top grade, an A+. It's also a BBB Accredited Business, a status it has held since September 2024. Accreditation and grade are separate things on a BBB page, and IPS Cash has both.

The dates line up with the company's own story. Its BBB file shows a 2016 business start, which matches the site's claim that IPS Cash has bought New Hampshire houses since 2016. The LLC itself was incorporated in December 2018, and the BBB file was opened in May 2022. You can check that paper trail on bbb.org yourself in a few minutes.

One caution about online roundups. A few directories still carry older information, such as an unverified BBB status or a different founding year. When a roundup and the BBB page disagree, trust the BBB page itself, which you can open in seconds.

What Google Shows

On Google, IPS Cash has 4.8 stars from 172 reviews (October 2026). That's a large count for a local home buyer. Read it with care, though, because not every reviewer sold a house, and some are notaries, vendors or business partners who've worked with the company over the years.

The seller reviews are the ones to focus on, and they're specific. Tim Bachelder wrote, "I am not familiar with real estate law, but the IPS team took the time to ensure I understood every step that was taken." Gina Rosales said the team "obtained all of the items needed to close ahead of time!" Reviewers often name staff who helped them, such as Kim, LJ and Heather.

What Some Sellers Report

An honest look has to include the other side. A small number of reviews, on Google and the BBB, describe problems. The themes repeat. Some sellers say the price was lowered after a later walkthrough or inspection. A few say a sale was cancelled close to the closing date. One says a property sat under contract without ever closing, and another says paperwork turned out to be binding when she thought it was preliminary.

Here's how to read that. IPS Cash makes cash offers on houses as-is, and it prices in condition and repairs. A first number given before a close inspection can move once the team sees more of the house. That's common with cash buyers, and it can still be a painful surprise if nobody explained it up front. The company's site also doesn't publish its earnest money terms or the length of its inspection period, which is exactly why those questions belong on your list.

There's one more thing to clear up early. IPS Cash's own pages describe both paying cash and helping list homes. Ask which kind of sale you're agreeing to, and get it in writing.

How to Protect Yourself

These questions work with IPS Cash and with any other buyer you talk to. Ask them before you sign, and get the answers written into the contract.

What could change the price, and until what date?
How long is the inspection window?
What cancellation rights do you have, and what rights do I have?
Is there earnest money, how much, and who holds it?
Who is the buyer of record, and can you show proof of funds?

Take the contract home before you sign it. If any term is unclear, have an attorney read it. A legit buyer will give you time to do that, and IPS Cash says its offers are free and come with no obligation.

Signs of a Legit Cash Buyer

You can use the same test on every company that calls you. A legitimate buyer should have a physical office you can visit, a BBB file, and reviews posted on a site it doesn't control, such as Google. No reputable company should charge you anything just to receive an offer. Look for written terms, too, and for a buyer who's comfortable letting you take your time and consult an attorney or a relative.

IPS Cash meets the checkable ones: a Nashua office, a BBB file and public Google reviews. It charges sellers no commissions or fees, and it covers closing costs by building them into its offer. You can close in as little as 7 days or set a date about 60 days out.

The Bottom Line

So, is IPS Cash legit? The public record says yes. It's a Nashua company with a named owner, an A+ BBB grade, accreditation since 2024 and a Google record you can read for yourself. Like any cash buyer, it prices in what it finds at the house, so the smart move is to ask the questions above and get the answers on paper. Do that, and you'll know exactly what you're agreeing to before the IPS Cash legit question turns into a signed contract.

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